- We advised a foreign managing general agent on distribution of insurance against cyber risks on the Polish market, including adjusting the general conditions of insurance to comply with mandatory provisions of Polish law as well as requirements of soft law.
- We advised a European insurance company operating in Poland under the freedom to provide services in its launch of a new embedded-insurance product for the Polish market, protecting electronic equipment, distributed in the sales channel in cooperation with a leading retailer. Our advice included adjusting the product to local requirements and regulatory support in adapting the distribution channels.
- We advised an international manufacturer of mobile phones in implementation and distribution of a new embedded-insurance product. Our support involved a range of master framework contracts and adherence contracts, and adjustment of marketing channels and remote and brick-and-mortar distribution to meet the requirements of soft law and regulatory exemption.
- We supported an American insurance group in its launch of four products on the Polish market involving air travel cancellation insurance for four different carriers. We drafted the general conditions for the insurance products, taking into account compliance with the Polish regulations.
- We advised a client from the banking sector in launching a mobile app linked with marketing of an insurance product. The aim was to develop a legal framework minimising the risk that the client could be found to be conducting insurance distribution for purposes of Polish insurance law.
- We provided comprehensive regulatory support to a US-based insurer in outsourcing selected functions to Poland. Our advice included identifying and minimising potential legal risks.
- We supported a client from the financial sector in distribution of insurance products for selected (premium segment) customers, i.e. in selective group insurance. Our advice involved adjusting the distribution channel, including soft-law aspects related to potential sales also in the form of bancassurance.
- We advised an American provider of critical treatment management services in developing a distribution model and terms for cooperation with an insurer offering our client’s care among its insurance products. Our advice included both regulatory and contractual issues.
- We advised a foreign insurer operating under an EU passport on withdrawal from operations in Poland and closing down its locations and distribution channels. Our advice included a full range of regulatory issues and notifications to the supervisory authorities.
- We supported a client from the financial sector in its distribution of insurance and investment products through cooperating insurance brokers. Our advice included identification of potential legal risks and elimination of risks in the developed cooperation model.
- We advised a client from the space sector on a project involving a satellite launch, including legal aspects related to a specialised policy for insuring spacecraft.
- We advised a client on insurance issues involving products related to nuclear risks. Our support focused on eliminating potential legal threats for the client.
- We advised a client from the insurance sector on the Polish sanctions regime, which could have an impact on the group’s operations in Poland as well as M&A issues. With our support, the legal risks were excluded.
- We advised a European trade credit insurance group in the merger of its EU branches, involving an analysis of the Polish branch and regulatory issues, including transfer of the insurance portfolio.
- Instructed by an investment fund, we conducted a comprehensive legal analysis of a group of companies operating in Poland under the managing general agent model, including issues of the legal status of an insurance broker under Polish law. The results of the analysis allowed the client to take a decision on the proposed transaction.
- We have supported foreign insurers in acquiring insurance portfolios, including risks located in Poland. Our advice has covered a range of issues on notifications to the competent regulators.
- We advised a Polish insurer, distributing health insurance, in the acquisition of shares of a company in the healthcare sector. Our support also included preparing legal due diligence reports.
- For a Polish insurance company, we prepared legal opinions concerning resolutions by the annual general meeting on allocation of profit, share capital, capital reserves, and potential dividends for shareholders.
- We supported a foreign insurance company, operating in Poland under the freedom to provide services, on corporate and accounting issues connected with participation in national institutions related to motor vehicle civil liability insurance.
- We advised a foreign investment fund in its acquisition of a company operating a price comparison tool for insurance products.
- We advised a foreign insurance group in obtaining financing for expansion of its agent company under the managing general agent model on the European and Polish markets.
- We supported a foreign client whose business included insurance with elements of an insurance capital fund on issues of outsourcing critical functions to other companies within the corporate group.
- We represented an international client in insurance litigation related to the mass recall of an alcoholic beverage. The financial loss due to the mass recall exceeded EUR 40 million.
- We represented an export credit agency in a dispute involving damages of c. EUR 21 million. The dispute concerned interpretation of a credit insurance contract and the underwriting process connected with distribution of trade credit insurance.
- We represented a client from the commercial real estate sector in a dispute involving claims under a D&O policy with respect to a real estate transaction. The amount in dispute in this cross-border matter exceeded EUR 1.5 million.
- We advised a foreign insurer in a regulatory dispute arising under the client’s claims adjustment model, and related fines imposed by the supervisory authority.
- We advised on a dispute involving a recourse claim under marine insurance, where the amount in dispute exceeded EUR 1 million. With our support, the matter was settled out of court on favourable terms.
- We are advising the leader of a consortium building one of the largest energy infrastructure facilities in Poland in a dispute over payment of premiums under a CAR/EAR policy. The dispute involves the client’s liability for a significant premium surcharge for extension of the period of coverage due to alleged delay in signing a technical protocol.
- We advised an international claims adjuster in a regulatory dispute arising out of failure to comply with deadlines for adjustment and post-adjustment service. The case involved one of the highest fines imposed by the regulator on any entity from the insurance sector.
- We represented a residential real estate developer in an insurance dispute under a professional indemnity and CAR/EAR policy, involving losses suffered due to improper geological studies and design documentation defects. The value of the identified loss exceeded EUR 6.5 million and involved implementation of remedial measures.
- We represented a foreign insurer in matters concerning recourse claims for a rail accident caused by a hidden defect in rolling stock supplied by a Polish carrier (amount in dispute c. EUR 1.5 million).
- We advised a client from the sector of extraction and processing of minerals in a dispute with an insurer under a CAR/EAR policy with a rider covering design defects in a production facility. Vibration issues made the case particularly complex.
- We advised a client from the energy and heating sector in an insurance dispute concerning losses caused by a post-upgrade breakdown of turbo generators. The losses were covered by a property damage and business interruption policy, with the amount in dispute exceeding EUR 2 million.
- We supported an insurance company with respect to fines imposed by the Polish Financial Supervision Authority for failure to comply with loss-adjustment deadlines.
- We advised an international company in the infrastructure development sector (and its shareholders from various EU countries) in a proceeding involving claims under a D&O policy issued by the insurer as part of an international programme. The amount in dispute exceeded EUR 15 million.
- We represented a foreign insurance company in a dispute with an international agency network over the payment of commissions. The amount in dispute exceeded EUR 2 million.
- We advised a global tour operator on claims arising out of a traffic accident in which some 30 tourists suffered serious bodily injury, while the vehicle and baggage were completely destroyed.
- We represented a rail company in an insurance matter involving a locomotive damaged in a collision with a motor vehicle. The collision was also related to a fatal accident.
- We prepared a comprehensive request for compensation for loss arising out of a fire on a high floor of a skyscraper under construction, for the developer, which sought compensation under the civil liability policy of one of the contractors after obtaining partial payment under a CAR/EAR policy. The compensation was awarded.
- We advised the foreign insurer of the owner of a shopping mall in connection with a fire started by an unknown perpetrator. We analysed the recourse claims asserted by the insurer of one of the tenants whose premises and inventory were destroyed during the fire and when putting out the fire. Our advice included a comprehensive, detailed analysis of compliance with fire protection standards and the allocation of fire protection duties between the owner of the building, the manager, and tenants.
- We represented a group of reinsurers from the London market in litigation under a property damage and business interruption policy, where the amount in dispute ran into the hundreds of millions of euro. The dispute involved the energy sector and an incident that occurred in upgrading of a key facility.
- We represented reinsurers from the London market in proceedings initiated by a petrochemical company in connection with an occurrence involving an offshore oil drilling platform. The total amount in dispute was estimated at USD 90 million. The multi-jurisdiction case involved energy insurance law as well as issues of maritime operations.
- We advised a foreign reinsurance group in litigation over professional indemnity policies involving design defects and a key infrastructure project. The amount in dispute exceeded EUR 10 million.
- We advised a syndicate from the London market and a reinsurance fund on claims under professional indemnity coverage of banks from various banking groups who were in litigation with their business customers accusing the banks of misselling currency hedging contracts, which were offered extensively during the 2000s.